Habitat for Humanity-Spokane builds homes in partnership with qualified buyers in the community based on their need, ability to pay and willingness to partner. In return, Habitat builds or renovates a safe, decent, energy efficient and healthy home. Each home is built for the size and needs of the future homeowner. Qualified future homeowners work closely with our Qualified Loan Originators and pay an affordable monthly mortgage payment that is no more than 30% of their gross monthly income.