Habitat for Humanity-Spokane builds homes in partnership with qualifying partner families and the community. Home are then sold at no profit with a 0 % interest on a mortgage payment to partnering families. Habitat-Spokane equips our partner families with the knowledge and tools to be successful homeowners.
WHY RENT WHEN YOU CAN OWN?
For almost thirty years, Habitat for Humanity-Spokane has been helping hardworking families achieve their dream of homeownership. We have built more than 270 homes, transformed communities and the lives of families.
Did you know? The average rent in Spokane is close to $600 for a single family. As rent continues to rise, Habitat-Spokane offers your family the stability of a home of your own with predictable payments to help you achieve not only the dream of homeownership, but the other dreams you have for you and your family. Homeownership improves educational outcomes and health; it offers you the opportunity to be a part of a neighborhood and a community, and it gives you a chance to build your savings and a financially secure future.
READY TO GET STARTED?
On the first Thursday of each the month join us at Habitat-Spokane, located at 1805 E. Trent Ave. at 5:30 p.m. If you can’t attend the informational meeting, please call our office and request a teleconference with our Program Manager. Please call (509) 534-2552 for more information.
IMPORTANT: If you need a translator, please let our staff know in advance (at least ONCE WEEK). Applications for Habitat-Spokane’s home-ownership program are only given out at Homeowner Recruitment Meetings.
Qualifications for Habitat's homeonwership program:
- NEED – currently living in inadequate housing (Unsafe, overcrowded, paying more than 30% of your income for housing).
- ABILITY TO PAY – earn between 25% – 60% of the area median income for Spokane County, meet creditworthiness requirements, and save $3,000 for closing costs.
- WILLINGNESS TO PARTNER – minimum 500 hours of “sweat equity” and workshop attendance.
To qualify, you must earn 60% or less than the Median Area Family Income. See limits below for Annual Income.
1 Person Household: $26,640
2 Person Household: $30,480
3 Person Household: $34,260
4 Person Household: $38,052
5 Person Household: $41,100
6 Person Household: $44,160
7 Person Household: $47,220
8 Person Household: $50,220
9 Person Household: $53,256